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All About Ocean Harbor Casualty Insurance Company

All About Ocean Harbor Casualty Insurance Company

The Ocean Harbor Casualty Insurance Company is an auto insurance company run by managing general agent Pearl Holding Group.  Based in Florida, the Ocean Harbor Casualty Insurance Company writes solely personal auto insurance policies.  The policies written by the company offer basic limits and are aimed at those who are in search of an affordable auto insurance policy that meets state minimums, as well as those looking to get basic optional coverages at a great rate. The Ocean Harbor Casualty Insurance Company has been writing auto insurance policies since 1994.

Auto insurance policies from Ocean Harbor Casualty Insurance Company are available exclusively through independant agents.  The company stands behind these agents with a strong claims and underwriting department that processes policies and claims quickly and efficiently. 

Ocean Harbor Casualty Insurance Company offers auto insurance policies with a combination of the main components of both legaly required and optional coverages.  Liability coverage as required by Florida state law is the basic standard as will any auto insurance company.  You can also increase your liability limits to meet your personal financial needs.  In addition to this minimum required coverage, the policy includes the legal minimum for Personal Injury Protection. This coverage can also be increased as needed.

Ocean Harbor Casualty Insurance Company also allows you to add on some optional coverages to your policy.  These include Uninsured Motorist coverage, Comprehensive and Collision coverage.  If you have a loan on your vehicle, some or all of these may be required by the terms of your loan contract.  Your insurance agent can help you to determine what coverage you are required to carry.

All Ocean Harbor Casualty Insurance Company auto policies also have the option of adding 24 hour roadside assitance coverage to help you in the case of a mechanical failure, flat tire, or other non-accident incident.  There is a small fee added to your premium for this coverage.  Other optional coverages that are available include rental reimbursement coverage to help pay for a rental while your car is being repaired, a theft and hit and run protection plan that helps recover your car or locate a hit and run driver, and even a map service to help you get where you are going.

Insurance agents with  Ocean Harbor Casualty Insurance Company are trained to help drivers obtain the coverage they need at the best possible rate.  This means going over all of your financial and insurance needs and determining what coverage is best for you and how to obtain it within your budget.  Although the company specializes in basic insurance, this is not always the best coverage for you, and your agent will help you to make sure you are covered and protected properly.

You can learn more about the Ocean Harbor Casualty Insurance Company by visiting he Pearl Holdings website or by contacting your local agent.  Whatever your auto insurance needs from the most basic to the most comprehensive, Ocean Harbor Casualty Insurance Company can get you the coverage you need at a price you can afford. 

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